BK 102 Principles of Banking (2)
The foundation for most other AIB courses, this course looks at nearly
every aspect of bank functions. Providing a comprehensive introduction
to the diversified services offered by the banking industry today, it
is essential for most new banking personnel.
BK 104 Economics for Bankers (2)
Introductory course to the banking industry. Covers nearly every aspect
of banking, from the fundamentals of negotiable instruments to contemporary
issues and developments within the industry. Serves as a foundation
for bank personnel who have not had a formal course in economics and
who wish to increase their understanding of economics as it relates
to banking.
BK 105 Marketing for Bankers (2)
The focus of this course is how to develop a successful marketing plan
by studying the motivation of customers who purchase financial services.
Intended for bank personnel who are responsible for conceiving or carrying
out any phase of a bank's marketing efforts, including personnel in
customer-contact and operations positions, management trainees, and
persons entering banking at the mid-management level.
BK 106 Commercial Lending (2)
Providing an introductory overview of the commercial lending function,
this course stresses the need for a solid relationship between a bank’s
commercial customers and lending officer and the importance of commercial
loans to a bank’s portfolio.
BK 107 Money and Banking (2)
A study of how money functions in the U.S. and world economies. Topics
include the concept of money supply and the role your bank plays as
a money creator and participant in the nation's payment mechanism. Also
covers how the various types of financial institutions operate, the
workings of monetary and fiscal policies, and the functions and powers
of the federal reserve. Prerequisite: BK 104 Economics for Bankers or
consent.
BK 108 Consumer Lending (2)
A thorough treatment of the high profile bank function of installment
credit, including credit risk evaluation, setting policy, handling the
loan from application through documentation and closing, servicing and
collecting, compliance methods, portfolio management, and marketing.
BK 110 Law and Banking Principles (2)
This course is a banker’s guide to law and legal issues with special
emphasis on the Uniform Commercial Code. Includes summaries of law pertaining
to contracts, real estate, bankruptcy, and consumer lending.
BK 111 Analyzing Financial Statements (2)
A practical introduction to financial analysis from the viewpoint of
the commercial loan officer. Topics covered: assessment of a borrower's
ability to repay loans; analysis of income statements, balance sheets
and pro forma statements; calculation of key financial ratios for use
in comparing a company's performance with that of the company's industry;
and, use of advanced analytical techniques such as sensitivity analysis,
sustainable growth, and operating leverage. Prerequisite: Accounting
or consent.
BK 112 Law & Banking Applications (2)
An introduction to the laws pertaining to secured transactions, letters
of credit, bank collections process, and a broad range of legal issues
related to processing checks.
BK 114 Supervision (2-3)
The course is for both practicing and aspiring bank supervisors who
have little formal knowledge of supervision. Topics include: the characteristics
of effective management; the benefits of training and development; working
effectively with groups and teams; developing effective communication
and interpersonal skills; responding to grievances and handling conflict;
and, interviewing, selecting, appraising, and compensating employees.
BK 290 Special Topics in Banking (2)
Selected topics related to bank administration which vary from semester
to semester. Announced in advance. Prerequisite: Specified on each topic.